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6 avril 2010

U.S. medical reform cake: the poor, rich, thin?

U.S. medical reform cake: the poor, rich, thin?
When the March 23 U.S. President Barack Obama in the White House after the signing of Medicare reform bill, those who see a doctor while you Americans fret about the new reforms can begin to plan what they mean.

    Benefit the poor, the rich thin?

Beginning this year, a series of health care reform that will begin to implement, which includes insurance companies can not refuse to cover past medical history, "abandoned" disease insurance and so on.

    The new medical reform is undoubtedly the biggest beneficiaries of those people can not afford insurance. Before the reform, the U.S. health care system, mainly by commercial health insurance and social health insurance component. These two population groups were 58% and 27%, while remaining 15% (4600 million) is the population can not afford insurance.

    After the implementation of the new medical reform, health insurance coverage from the original 85% to 95%. Those who have since too sick, or because of additional medical costs can not afford to eat the insurance company closed her door for 32 million Americans will benefit from the program.

    However, the huge project will inevitably require high cost. In the next 10 years, the U.S. government to spend 940 billion U.S. dollars to prepare the implementation of reforms, increased taxation to the wealthy people will be the main source of funds.

    From another perspective, the expansion of health insurance coverage means that the dilution of medical resources. Rich people who enjoy the vip-service may be so over. 100% health insurance coverage in the UK, many people complain that universal coverage "national health care system" allows hospital efficiency and service quality greatly reduced.

    Expectations: a mixed

    Since this week, two medical reform bill signed by Obama, the financial market is in a jubilant, the U.S. stock market rose for two consecutive days. However, after the introduction of medical reform policy, provided tax has been put on the agenda. Analysts pointed out that the higher tax rate will be the next market up a "serious problem."

    In 1997, the Japanese government to increase the VAT rate, the Nikkei recovery has been destroyed. From 1936 to 1937, the Roosevelt administration to levy payroll taxes and corporate income tax, fiscal expansion policy before making the results go down the drain.

    In this round of medical reform, the commercial insurance companies and drug companies is perhaps the most serious damage to the industry.

    Previously sold insurance, commercial insurance companies always high income and good health of our customers, and now by the "universal coverage" of the extrusion, the insurance company's calculation may not become a hit. Proposed new medical reform to control costs, make cheap and effective drugs and technologies will be welcomed, it will significantly compress the margins pharmaceutical companies.

    In addition to tax the rich group, the legislators are still looking for other ways to pay the price for this bill. Insurance companies, pharmaceutical manufacturers and medical equipment manufacturers were seen as potential sources of funds.

    The Government is likely to begin in the next few years audit. Live Oak Health Sciences Fund managers mark oelschlager said: "Some companies in certain industries are more and more like regulated utilities."

    However, there are always good and bad sides. Underwriters will bring new medical reform the influx of new customers, those in the new wave of sales outstanding insurance companies will not smoke on the battlefield in this winner.

    Further deterioration of the financial situation?

    Regardless of success or failure of health care reform, it is currently facing financial pressures have acted very obvious.

    U.S. investment bank side Salong Partners International Executive Director Richard Wottrich said: "The new bill passed by the tax increase will not only Americans, but also to bring a huge U.S. government budget deficit."

    Lavish financial crisis in the United States Government, its budget deficit has been far too cumbersome. 1.42 trillion U.S. dollars in fiscal 2009 deficit hit a record since World War II. 2010 fiscal year, the deficit might again refresh, reaching 1.56 trillion U.S. dollars, the national debt is likely to reach 13.5 trillion U.S. dollars by the end of 2010, almost unchanged with the gdp.TubeLed TubeLED SpotlightLED BulbLED Down LightLED DownlightLED Ceiling LightLED Grow Lightbmw gt1Printer PartsFord VcmChina Visa Application

    Last week, Moody's warned that if the U.S. debt interest expense more than 10% of government revenue,  States aaa credit rating may not be sustained.

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